Well, are you ready?  Almost ready?  Kind of ready?  Not really ready?  Definitely not ready?

I am at the almost ready stage.  The last five years we have been really working on being at the almost ready stage.  Nothing scares me more than not being ready.  Are you kidding me?  If health care, IRAs, 401Ks, Medicare, and Medicaid doesn’t scare you, then maybe thinking about what you will fill your days with should!

I don’t want to go to work now as it is.  But, I have to fill my days with something, right?  Yes, I have a hobby.  Yes, I like to be outdoors.  No, I don’t watch that much mind numbing television either.  No, I don’t have an unlimited supply of money put away, yet.

What I have been doing is working on diversifying what money I do have and making sure that I have a job until I am ready to retire.  Reading, learning and asking questions about what I do need to do are part of the planning to get to Retirement.  I also nurture myself with a hobby and reading.

The climate I live in allows for many opportunities to take advantage of – indoors and outdoors.  Four seasons make that part of Retirement easy.  There is nothing better than to be able to do so many things all year round.  Winter will be the biggest challenge because, unfortunately or fortunately, the means won’t be there and I really don’t have a desire to leave this beautiful state.

A rocking chair is still an option for part of my Retirement.  Working part-time may be an option for some of it too.  I do not want to limit what I will or will not do when I retire. Never say NEVER.  I am old enough to know that there are things I have never done and may never get to do but I will never say I never want to do them.  Now that was a mouthful!

Take the challenge and think about how long you want to wait to Retire.  Think about what you may or may not need to do in order to do that.  Think about what you want to do when you Retire.  Do you want to move or do you want to start that hobby you have been dying to spend more than a few hours a week on or do you want to travel?

I know that when I am ready to Retire I will have lots to do.  I will be ready to take on that big garden, quilt more often and read when I want.  What do you want to do…………